Legal notice
Updated, 01 February 2010
If
you visit
and consult this website, you agree unreservedly with the following terms and conditions.
Information
Our
websites contain information about our company, our services and our products. Such information, services
and products do not constitute a recommendation or an offer in the legal sense of the term, nor are
they an invitation to enter into any particular legal transaction.
The
Helvetia Group gives no guarantee (either explicit or tacit) as to the accuracy, completeness and up-to-dateness
of the information published and opinions stated on the Helvetia Group websites. In particular, the
Helvetia Group is under no obligation to remove information which is no longer current from the websites
or to identify such information specifically as such. The information on the websites does not constitute
an aid to decision-making on economic, legal or tax matters, nor does it represent advice on any other
issues.
Author’s rights and copyright
The
entire content
of the Helvetia Group websites is copyright protected.
The information
contained on our websites is made available by us solely for private use and for informative purposes
and may not be downloaded for commercial use. The reproduction, transmission (by electronic or other
means), modification, linking or use of the Helvetia Group’s websites in whole or in part for public
or commercial purposes is prohibited without the prior written consent of the Helvetia Group. In the
event of the permitted downloading and printout of individual pages or parts thereof, copyright references
and other designations protected by law must be maintained and reproduced.
The
Helvetia Group gives no guarantee or assurance that use by you of the material presented on the sites
may not infringe the rights of third parties who do not belong, and are not affiliated, to the Helvetia
Group.
When a link is established on a third party website to a website
of the Helvetia Group, express consent must always be sought beforehand.
Further
exclusions of liability
The Helvetia Group cannot guarantee that information, software,
documents and other data are free from viruses or other harmful components.
In
no case does the Helvetia Group accept liability for any direct or indirect prejudice or secondary damage
caused in any manner whatsoever by the use of the Internet and its websites. This exclusion of liability
also extends to Internet faults of all kinds and unauthorised use by third parties. In particular, the
Helvetia Group calls attention to the risks constituted by viruses and attacks by hackers.
Links
on our websites may take you to other websites linked to those of the Helvetia Group. The Helvetia Group
is not responsible for the content or availability of such external websites, nor does it approve, support
or confirm the information contained on such websites.
Addresses
The
Helvetia Group websites are not addressed to persons who are not allowed to access these websites under
the laws that apply to them. Unless stated otherwise, the information published and products offered
by Helvetia Insurance Switzerland (Helvetia Swiss Insurance Company Ltd, St. Gallen and Helvetia Swiss
Life Insurance Company Ltd, Basel) on the internet are only valid for persons and companies who are
resident or domiciled in Switzerland and the Principality of Liechtenstein.
Amendments
The
Helvetia Group reserves the right to amend its websites at any time without prior notice.
Applicable
law and place of jurisdiction
All legal relationships created by accessing the
Helvetia
Group’s websites are governed by Swiss law – in so far as Helvetia insurance companies within Switzerland
are concerned. The sole place of jurisdiction is either St.Gallen or Basel.
In
cases where other member companies of the Helvetia Group are involved, the law applicable at the place
where the particular company has its headquarters shall apply. The place of jurisdiction in that case
is the registered office of the company concerned.
Data
protection provisions
You
will find our data protection provisions here.
(Copyright Helvetia
Swiss Insurance Company Ltd, St. Gallen and Helvetia Swiss Life Insurance Company Ltd, Basel. All rights
reserved).
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