Legal notice
Updated, 15 September 2006
If you visit and consult this website, you agree unreservedly with the following terms and conditions.
Information
Our websites contain information about our company, our services and our products. Such information, services and products do not constitute a recommendation or an offer in the legal sense of the term, nor are they an invitation to enter into any particular legal transaction.
The Helvetia Group gives no guarantee (either explicit or tacit) as to the accuracy, completeness and up-to-dateness of the information published and opinions stated on the Helvetia Group websites. In particular, the Helvetia Group is under no obligation to remove information which is no longer current from the websites or to identify such information specifically as such. The information on the websites does not constitute an aid to decision-making on economic, legal or tax matters, nor does it represent advice on any other issues.
Author’s rights and copyright
The entire content of the Helvetia Group websites is copyright protected.
The information contained on our websites is made available by us solely for private use and for informative purposes and may not be downloaded for commercial use. The reproduction, transmission (by electronic or other means), modification, linking or use of the Helvetia Group’s websites in whole or in part for public or commercial purposes is prohibited without the prior written consent of the Helvetia Group. In the event of the permitted downloading and printout of individual pages or parts thereof, copyright references and other designations protected by law must be maintained and reproduced.
The Helvetia Group gives no guarantee or assurance that use by you of the material presented on the sites may not infringe the rights of third parties who do not belong, and are not affiliated, to the Helvetia Group.
When a link is established on a third party website to a website of the Helvetia Group, express consent must always be sought beforehand.
Further exclusions of liability
The Helvetia Group cannot guarantee that information, software, documents and other data are free from viruses or other harmful components.
In no case does the Helvetia Group accept liability for any direct or indirect prejudice or secondary damage caused in any manner whatsoever by the use of the Internet and its websites. This exclusion of liability also extends to Internet faults of all kinds and unauthorised use by third parties. In particular, the Helvetia Group calls attention to the risks constituted by viruses and attacks by hackers.
Links on our websites may take you to other websites linked to those of the Helvetia Group. The Helvetia Group is not responsible for the content or availability of such external websites, nor does it approve, support or confirm the information contained on such websites.
Addresses
The Helvetia Group websites are not intended for persons who are barred from access by the legal regulations which govern them.
Amendments
The Helvetia Group reserves the right to amend its websites at any time without prior notice.
Applicable law and place of jurisdiction
All legal relationships created by accessing the Helvetia Group’s websites are governed by Swiss law – in so far as Helvetia insurance companies within Switzerland are concerned. The sole place of jurisdiction is either St.Gallen or Basel.
In cases where other member companies of the Helvetia Group are involved, the law applicable at the place where the particular company has its headquarters shall apply. The place of jurisdiction in that case is the registered office of the company concerned.
Data protection provisions
You will find our data protection provisions here.
(Copyright 2006 Helvetia Swiss Insurance Company Ltd, St. Gallen and Helvetia Swiss Life Insurance Company Ltd, Basel. All rights reserved. KER, MLR, DUT, KIF - 15/9/2006).
