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When children move out – Part 1
27 August 2018, text: Natascha Fabian, photo: gettyimages
There's a lot to think about when you fly the nest. Keeping yourself safe is suddenly really important, too. Helvetia Youth insurance offers comprehensive insurance cover no matter what your stage in life.
Already met Chantal?
We’re following Chantal for four weeks as she moves out of her parents’ house into her own place. Chantal is 21 and is moving into a shared flat. Here is part one of our story series.
When you start to flag...
Moving day is finally here. Chantal is moving her things – lock, stock and barrel – into her new home. As anyone who's ever moved house is all too well aware, moving is exhausting. To get it over with as soon as possible, however, Chantal doesn’t take a break and wants to keep going. At some point, though, she starts to flag. She can’t hold her new TV anymore and it slips out of her hands onto the floor. An expensive TV that no longer works – she needs a new one.
What happens next for Chantal:
Chantal has no household contents insurance
When you leave home, there's more to think about than just the move itself: you need the right insurance, too. Household contents insurance covers damage to your possessions. But since Chantal doesn't have any insurance, she needs to pay for the damage herself.
Chantal has household contents insurance
Chantal planned her move down to the last detail and took out Youth insurance. Household contents insurance is included in the package, and covers all your possessions. The “all risks” supplementary cover means that damage to your household contents outside your apartment is insured as well.
Here's what you do if you have a claim:
- Report your claim immediately by phone (058 280 3000) or online
- Submit photos of the damage as well as any other documents relating to the damaged item (such as a receipt)
- The claims department examines the case and gets in touch
In some cases, you don't need to be contacted and you receive confirmation directly. Please note: Keep the damaged item until you have received confirmation from the claims department.
