30 May 2018, author: David Jenny, photo: Helvetia
A flood can occur suddenly and unexpectedly. Weather-Apps provide information about possible risks, including at the local level. When a storm is threatening, close and seal your doors and windows. Disconnect electrical appliances so that there are no short circuits. If you have gas, turn the gas tap off. Then you should move all the items that are important to you to somewhere safe. Raise them off the floor or take them upstairs. Personal items such as heirlooms or mementos are irreplaceable.
Even when the water is coming in, you can still do something. But the first priority is not to take any risks.
Insurance for damage caused by natural forces to buildings and household contents varies from canton to canton. Here is a brief summary: