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Buildings insurance
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Helvetia offers you optimum insurance coverage for your building and the building surroundings. We help you to protect yourself so that property damage to your buildings does not lead to heavy financial losses.
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Needs-oriented insurance coverage for the entire building
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Backup coverage to supplement cantonal insurance
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Risk analysis with expert general advice
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24-hour help in emergency situations
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Fast and reliable claim settlement
The building property insurance protects you from financial losses resulting from damages occurring due to water, fire and other natural events. Moreover, our building owner’s liability insurance safeguards against the claims of third parties that may result from ownership of the building.
Further information
Insurable risks
- Fire
- Theft
- Water damage (penetration of rainwater, backwater, water from pipes, etc.)
- Natural events (flooding, storms, hail, landslides, earthquakes, etc.)
- Glass breakage
- Malicious damage
- Other risks
Insurable property
- Buildings (family homes, commercial buildings, production halls, building shells, etc.)
- Glazing and sanitary facilities
- Building surroundings (garden, lawns, fountains, swimming pools, etc.)
- Structural facilities (dividing walls, sauna installations, equipment plinths, etc.)
Other important benefits
- Clean-up costs following a claim
- Location and exposure costs in case of damage to pipes
- Rental income and ongoing costs following a claim
- Building service installations (heating, air-conditioning, lifts and illuminated advertising against damage and destruction – all risks)
- Supplementary insurance coverage for cantonal buildings insurance
- Building components not insured by cantonal buildings insurance
- All risks
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