The benefits we offer you
Cyber risks insurance makes sense for any company that uses digital data and is connected to the Internet. This effectively includes all companies in Switzerland. There are already cyber risks involved in online banking or Internet telephony. The more a company is networked and the more its business operations depend on a functioning IT system, the more important it is to have cyber protection insurance.Despite strong preventive IT security precautions and anti-virus programs – there is no such thing as complete IT security. This is why Helvetia Cyber Insurance provides you with the ideal complement in the form of financial cover in the event of a claim.
You'll have access to a 24/7 cyber claims hotline operated in cooperation with our partner Compass Security, if agreed in the contract. In case of a claim, you will also receive professional support from specialized partner companies in the fields of IT, OT, data privacy/legal advice and PR.
Helvetia pays for:
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damage analysis
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restoration of data and systems
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settlement of liability claims
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legal advice
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additional costs to continue data processing
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loss of earnings due to a business interruption
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notification and reputation management
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ransom payments in the case of cyber extortion
No small print: When does our car insurance pay up and when does it not?
… you or your employees accidentally install malicious software.
… you become a victim of cyber fraud or cyber extortion.
… you or your employees accidentally pass on confidential data to third parties.
… use of the IT system leads to a legal dispute.
… your company is hit by a hacker attack causing damage to you or your customers.
… property damage or personal injury is involved (insurance covers digital data and software but not hardware).
… the public power supply, infrastructure or Internet connectivity goes down.
… the damage is caused by the wilful or grossly negligent action of a company representative.
