Cyber Insurance

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The increasing networking of IT equipment, machines and systems raises efficiency – but also the risk of cyber-crime. Companies can protect themselves with Cyber Insurance:

Compensation for financial losses caused by data loss, manipulation or data protection breaches

Protection from exceptional incalculable costs

Financial compensation if business is interrupted

Support from Helvetia's network of experts

Compensation for financial losses caused by data loss, manipulation or data protection breaches

Protection from exceptional incalculable costs

Financial compensation if business is interrupted

Support from Helvetia's network of experts

Cyber Security Check

With the Helvetia Security Check and only a little effort, you can gain an overview of the security measures in place at your organization.

Security trainings

Helvetia customers can make their employees aware of the issue of cyber risk with free security training.

Expert network

Legal advisors, IT security or data protection specialists and PR advisors provide advice and assistance with prevention and in the event of a claim.

Backup strategy for your SME

We will show you the measures you can take to protect your business data with a structured, comprehensive backup strategy.

Digital Brochure

You can also find information on cyber insurance in this digital brochure (in German).

Why is cyber insurance important?

Criminal attacks from the Internet such as hackers or cyber blackmail are not the only threats to data security at SMEs. Data can also be lost or damaged by careless employees – by unintentionally installing harmful software or passing on confidential data to a third party, for example.

A brief guide to Cyber Insurance

What is insured?

Cyber damage can result in numerous costs – for things like damage analysis, data restoration or settlement of liability claims. Helvetia’s Cyber Insurance covers all these costs, including fees for legal advice in connection with cyber damage or losses.

Policyholder losses

Damage analysis
System restoration
Data reconstruction
Additional costs to continue data processing
Profit loss caused by business interruptions
Notification management
Reputation management
Cyber blackmail
Financial loss as a result of cyber fraud or manipulation
Defective production

Liability claims

Liability claims arising from pure financial losses and immaterial losses

Costs for legal protection

Legal advice and initial intervention

For whom is this insurance suitable?

Cyber risks insurance makes sense for any company that uses digital data and is connected to the Internet. This effectively includes all companies in Switzerland. There are already cyber risks involved in online banking or Internet telephony (VoIP). The more a company is networked and the more its business operations depend on a functioning IT system, the more important it is to have cyber protection insurance.

In what situations does the insurance pay out?

Unlike insurance for IT systems, for example, Cyber Insurance pays out in cases where there is no direct property damage, for example if there are purely data losses. Production stoppages due to servers being blocked are another case for Cyber Insurance. At a glance: The insurance helps in the event of