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Full insurance

Helvetia's full insurance option for basic cover offers occupational benefits with no investment risk. It allows the company owners to focus on running their business without distractions.

Advantages of a basic pension scheme with full insurance:

  • 100-percent protection for your capital and interest income
  • Attractive overall return on retirement savings
  • No danger of the employer and its employees having to pay restructuring contributions at a later date
  • Transparent, streamlined cost management
  • Attractive payment modalities
  • Professional advice on all employee pension and benefit issues
  • 24/7 online administration with cost-related advantages

Why is full insurance advisable?

Full insurance offers companies a secure pension solution for their employees. Helvetia is one of the few providers of employee benefit solutions in which neither employer nor employee bear any risks – because Helvetia assumes the investment risk for them. That means there is no risk of underfunding or of the employer and employees having to pay restructuring contributions down the line. Full insurance is thus a suitable option for companies interested in an occupational benefit scheme that is secure and professionally managed.

This kind of employee benefit solution allows companies to underscore their social credentials and derive positive benefit for their image as an employer.

A brief guide to full insurance

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