LOB invest

The occupational benefit scheme with Helvetia LOB Invest. Good reasons for a good choice.

The assets of all pension funds are invested jointly, with careful selection and according to the latest findings about the financial markets within the context of a «core satellite» investment group.

A high proportion of real values (Switzerland shares, global shares, Swiss property and raw materials) protects against inflation. The result means attractive potential returns with low asset management costs.
With the Helvetia LOB Invest pension solutions, the savings contributions – and thus the biggest part of the expense – are due only at the end of the year: your company is therefore more flexible in liquidity planning.

With its semi-autonomous business model, the Board of foundation of Helvetia LOB Invest delegates asset management to the professionals at the Helvetia Investment Foundation. The latter is a member of KGAST, and is the first investment foundation to successfully specialize in the consistent implementation of indexed investment vehicles.

Attractive potential returns with top cost-benefit ratio: flexible benefit plan thanks to modular structure with occupational benefit scheme building blocks and optimum investment strategy

For your individual solution, affiliation to the Helvetia LOB Invest collective foundation offers you the possibility of designing benefit plans so flexibly that they correspond precisely to the requirements of your company. From a whole series of building blocks, you choose those that best correspond to the requirements of your employees. The definition of the salaries or the pension levels insured thus becomes comprehensible and transparent for all those involved. You can get information about the most popular benefit plans from a separate information sheet.

With the optimized diversification across various investment classes, the inflation protection and the use of growth markets, in its pooled investment the Helvetia LOB Invest collective foundation makes use of a modern investment strategy that takes into account the latest findings about the financial markets: it enables good potential returns with low asset management costs. An attractive conversion rate is also applied so that the risks of old-age savings and pensioners are borne by Helvetia LOB Invest itself. All these factors combined lead to an ideal cost-benefit ratio.

Companies that don’t want to manage their own pension funds, but nevertheless want a modern solution for their occupational benefit schemes tailored to today’s markets are at the right place with the pooled investment of the Helvetia LOB Invest collective foundation.

The money saved in the occupational benefit scheme requires professional asset management. Here, it’s important to take into account not only strict statutory requirements but also requirements for continuity and yields.

Alongside an individual and flexible pension solution for your company and your employees, as well as optimum potential yields, it’s important to have a reliable point of contact locally, who can advise you quickly and straightforwardly. The disclosure and transparency of the business activity are fundamental prerequisites for trust. Online access to the contract data of the occupational benefit scheme offers you independency as a client. And savings contributions that only become due at the end of the year increase flexibility in your company’s liquidity planning.

Overall, employee benefit schemes are a very complex area, but they can be managed easily with the specialist knowledge of the right partner. Your advisor will be happy to support you in selecting the pension solution that is precisely tailored to the needs of your company. A joint needs analysis creates clarity.