Cadre employee benefit scheme. Additional benefits for managerial staff.

Helvetia Prisma Group Foundation for Employee Pensions provides flexible cadre insurance solutions. The foundation accords top priority to security when managing the retirement assets, which is why all the risks – retirement, death and disability – are insured with Helvetia Swiss Life Insurance Ltd. Underfunding is ruled out with this model. Cadre insurance supplements the benefits offered by the basic pension scheme with full insurance.

All-encompassing pension fund

The fund complements the company’s existing basic occupational benefits contract. The basic occupational benefit scheme with full insurance is expanded where necessary within the framework of the existing contract.

Advantage
Each insured person has a single contract and a single policy. The all-encompassing solution is easier for the company to administer and usually more cost-effective.

Separate contract for the cadre employee benefit scheme

Numerous companies prefer to insure their cadre employees under a separate contract.

Advantage
The company has greater flexibility to personalize the occupational benefits of certain employee groups. A separate cadre employee occupational benefit scheme is contracted with and managed by Helvetia Prisma Group Foundation.