Property damage to IT systems, work equipment and machines or during building projects can occur suddenly and without warning. This risk can seriously affect companies and cause downtime. If this happens, you are covered by commercial technical insurance, which protects you against financial loss.
Helvetia’s services at a glance
Functioning machines, IT systems and technical systems are vital to efficient work processes. Because of this, unforeseen damage to or failure of this equipment is a costly setback. A combination of electronics and machinery insurance, technical insurance provides needs-aligned cover if technical equipment is damaged or destroyed, including comprehensive cover for mobile and transportable devices. For builders, builder’s risk insurance, combining builder’s risk and client’s public liability insurance, also offers financial protection for all the parties involved in the building project.
Hardly any business can get by without technology these days. Whether in manufacturing facilities or in the service industry, office technology and machines play a fundamental role and must function smoothly, Businesses must be properly protected against the risk of system failure.
Failure of and faults affecting key equipment and information technology present businesses with a major financial challenge. Therefore, technical and IT insurance provides comprehensive cover for a multitude of key pieces of work equipment and technical systems.
Technical insurance assures businesses of effective protection in many scenarios:
To achieve comprehensive insurance protection, business owners should make sure they choose a holistic solution. Technical insurance provides businesses with solid, basic cover, which can be flexibly supplemented with a business insurance product for SMEs: