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Information & services
Technical insurance
Why is technical or builder’s risk insurance advisable?
Functioning machines, IT systems and technical systems are vital to efficient work processes. Because of this, unforeseen damage to or failure of this equipment is a costly setback. A combination of electronics and machinery insurance, technical insurance provides needs-aligned cover if technical equipment is damaged or destroyed, including comprehensive cover for mobile and transportable devices. For builders, builder’s risk insurance, combining builder’s risk and client’s public liability insurance, also offers financial protection for all the parties involved in the building project.
A brief guide to Technical insurance
For which companies is technical insurance recommended?
Hardly any business can get by without technology these days. Whether in manufacturing facilities or in the service industry, office technology and machines play a fundamental role and must function smoothly, Businesses must be properly protected against the risk of system failure.
What does the technical insurance cover?
Failure of and faults affecting key equipment and information technology present businesses with a major financial challenge. Therefore, technical and IT insurance provides comprehensive cover for a multitude of key pieces of work equipment and technical systems.
- Circulating and stationary machines, systems and devices
- Work machines with a registration plate
- Follow-up costs and additional expenditures in the event of failure, fault or collision of machines, systems or devices
- Circulating and stationary IT systems
- Follow-up costs and additional expenditures for IT systems
- Restoration costs and additional expenditures for digital data and software used by the IT system
Which risks are insured?
Technical insurance assures businesses of effective protection in many scenarios:
- Collision: collision damage such as breakage, tear or deformation damage, as a result of violent external effects, as well as malicious damage
- Operations: Operating damage such as breakage, tear or deformation damage as a result of an internal and non-violent external effect, as well as malicious damage, chewing by animals and theft
- Cyber: cyber damage as a result of criminal or non-criminal causes, such as unauthorized access and DoS attacks or incorrect operation by employees and brief electromagnetic disturbances
Advisory meeting
Arrange an advisory meeting today or request a non-binding quotation.
Which other products complement the insurance?
To achieve comprehensive insurance protection, business owners should make sure they choose a holistic solution. Technical insurance provides businesses with solid, basic cover, which can be flexibly supplemented with a business insurance product for SMEs:
