With Helvetia's legal protection insurance, companies enjoy cover in various branches of law and legal disputes. Businesses are assured of comprehensive and professional protection, from advice through to compensation. A company's rights can be represented by independent specialists or by a lawyer chosen by the company.
Helvetia’s services at a glance
Disputes, whether with business partners or customers, competitors or tenants, are difficult to foresee. Bills for lawyers and court proceedings can quickly mount up. Not just in private life but, more especially, for a business, corporate legal expenses insurance is crucial to cover the financial risks and attendant claims.
Essentially, legal protection insurance is vital for every business. Whether dealing with tax law, outstanding bills or unfair competition; with insurance for corporate legal expenses, companies have peace of mind in the event of legal disputes in court.
Basic legal protection covers the costs of legal advice in all branches of law. The insurance pays the costs of lawyers and services for up to three legal or debt collection advisory sessions per insurance year (up to CHF 5,000).
For even more insurance protection, basic legal protection can be supplemented with corporate legal expenses insurance and other combinations:
Corporate legal expenses:
Motoring legal protection:
Enhanced contract-related legal protection
As well as the limited contract legal protection provided under corporate legal expenses insurance, the enhanced version offers legal cover in numerous contractual relationships, including: Lease agreement as lessor, contract of sale as vendor or contract as service provider.
Debt collection legal protection (Switzerland and Liechtenstein)
For the collection of receivables in Switzerland as well as Liechtenstein, debt collection legal protection pays the fees for the debt enforcement proceedings and the costs of the instructed collection agency.
Real estate legal protection
As companies will commonly also own or let properties, real estate legal protection is a wise addition to corporate legal expenses insurance. As proprietors, businesses should always be on a secure legal footing vis-a-vis their tenants.
For most insurance claims, a waiting period of three months applies after concluding the legal protection insurance. Thereafter, the insured company is entitled to legal protection under the insurance. There is no waiting period for the basic legal advice insurance, which can be used from day one.
The insurance protects the owners of the enterprise as well as all personnel while employed by the company. In addition, the insurance protection extends to members of the Board of Directors and Executive Board, club members as well as club officials.
It is wise to supplement the legal protection insurance with other insurance products available as part of the business insurance package for SMEs: