Start-ups benefit from our insurance solutions

• We offer you individual solutions tailored to your business line. Find out what insurance makes sense for your field.
• Experienced risk managers identify, analyse and weigh up all the risks along your value-creation chain and create an individual risk profile. Find out more about Helvetia’s risk management.

The SME business insurance combines eight products for your all-round protection:

Property insurance

• As one of the leading insurers, we know how to best insure your buildings, goods and facilities as well as any loss of earnings associated with them.
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Buildings insurance

• Your commercial building is a high-value asset and an important representative element of your company. The buildings insurance safeguards your building for the long term and thus eliminates existential risks.
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Owner’s liability insurance

• If third parties suffer damages as a result of the condition of your property, the owner’s liability insurance will cover claims by the injured party and protect you against any financial consequences.
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Insurance for building and technical appliances / machines

• Technical infrastructure or construction projects require specific insurance coverage. To ensure that your construction project takes shape smoothly and you do not risk any financial losses resulting from a defective technical machine, we make sure you have the right insurance.
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Professional liability insurance

• Damages caused by your company can trigger compensation claims from third parties. Helvetia’s professional liability insurance replaces losses and offers legal protection in such cases.
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Transport

• Every day goods worth billions are transported around the globe. The fact is that losses, theft and damage are unfortunately all part of the transport business. Transport insurance covers these damages so that your company’s success is not jeopardized.
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Assistance

• Helvetia Assistance insurance offers you flexible and comprehensive protection for your business travel. So that cancellation or changes to a booking at short notice do not leave you in financial difficulty and you can count on immediate assistance worldwide.
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Legal expenses insurance

• As an entrepreneur, you are confronted with a wide variety of legal issues. With our partner, Coop Rechtsschutz, we are able to guarantee that competent and independent specialists will safeguard and represent your rights appropriately.
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Further insurance solutions for your SME:

Occupational benefit scheme

• Helvetia offers bespoke pension solutions for SMEs in the area of the second pillar. We provide the associated companies and their employees with comprehensive and transparent information on administrative processes and on our business activity in occupational benefit schemes.
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Sureties

• Helvetia surety insurance covers joint sureties and guarantees under which you have obligations to a third party. This way, you don’t need to tie up funds unnecessarily, but can invest them sensibly.
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Vehicles

• Insurance coverage tailored to your preferences with regard to safety, affordability and transparency. Put together the components for your motor vehicle insurance according to your needs.
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Special insurances

• Helvetia Insurance offers exclusive solutions for your company in the areas of photovoltaic and downhole heat exchangers as well as individual insurance solutions as a supplement to its own product portfolio.