Are you dreaming of home ownership? Then it pays to start planning early: you will need to provide at least 20% of the purchase price as equity. Find out how people manage to save for their own home, even from a young age.
Individual savings products
At least 10% of the purchase price must be so-called ‘hard equity’, so cannot come from an occupational pension (pension fund). With suitable savings products, you can lay the foundations for fulfilling your dream of a place to call home – and benefit from tax advantages too. We help you find the right savings solution.
It's also possible to take out a loan from family, friends or acquaintances. But if you choose to take out a loan with a bank then an interest-free loan with no repayment obligation or fixed-term is usually your only option. Here too, a few things need to be considered.