BEGIN:VCARD
VERSION:2.1
N;CHARSET=utf-8:Kocaman;Serhat;;;
FN;CHARSET=utf-8:Serhat Kocaman
ORG;CHARSET=utf-8:Helvetia Insurance
TEL;WORK;voice:+41 44 204 94 25
TEL;CELL;voice:
ADR;WORK;CHARSET=utf-8:;;Oberer Graben 4;St. Gallen;;;
EMAIL;PREF;INTERNET:serhat.kocaman@moneypark.ch
URL:https://www.helvetia.com/ch/web/en/private-customers/contact/consultation/agencies/stgallen-appenzell#00401621
REV:20260309T163044Z
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

END:VCARD