A smartphone has become a key part of daily life. We use it to save photos of our loved ones, contacts with old friends, personal notes, appointments and lots of other information.
The devices we use every day are usually also expensive. To play it safe, consider taking out additional protection for your smartphone. But is it worth taking out additional mobile phone insurance? Instead, Helvetia can show you how you can include your smartphone very simply in your household contents insurance.
You can protect your mobile phone against theft with household contents insurance. In the basic household contents insurance, your mobile phone is protected at home not only against theft and burglary. If a fire breaks out or a broken pipe floods your home, the repair and replacement costs will be covered by Helvetia too.
But what if your smartphone is stolen from your pocket or bag while you are out and about? The additional “simple theft away from home” insurance covers you in such a case.
Particularly when you’re abroad you rely on your smartphone. Either to find your way in a new city or to see the reviews of the restaurant next door. But smartphones are often stolen during the owner’s holiday. Additional “simple theft away from home” insurance covers the loss of your mobile phone abroad too.
No matter how careful you are, minor mishaps can still happen. The smartphone can fall out of your trouser pocket, you spill your coffee on it or accidentally leave it on the train. With the additional “Household contents all risks” insurance, your smartphone is insured against unforeseen losses and damage of all kinds, and Helvetia will pay the costs of repair or a replacement mobile phone.
For additional protection beyond the manufacturer’s warranty, you can take out the additional “warranty extension” as part of household contents insurance. You can thus extend the warranty by a further three years and are covered if a device no longer works owing to design, materials, manufacturing or calculation errors. The warranty extension applies to all devices with a minimum value of 300 francs.