Tenants’ liability insurance covers damage that you have caused as a tenant during use of the apartment. Helvetia does not offer separate tenants’ liability insurance, however. This is because damage caused by tenants is always automatically covered by private third-party liability insurance. All persons who live in the same household are thus also insured.
Discover which damage is covered by your liability insurance, which is covered by your landlord and which damage you have to pay for yourself.