Youth insurance

Helvetia youth insurance comprises those types of cover that are most important for young people. You can take out these insurance components individually or in combination.

• private liability
• household contents
• travel insurance
• legal protection
• disability pension
  

Private liability insurance

Private liability insurance covers injury or damage you inadvertently cause to other people or their property. It also enables you to contest unjustified liability claims that third parties make against you.

Household contents insurance

If your household contents are damaged or destroyed by fire, water or natural forces, household contents insurance will indemnify you. Your household contents are also insured against theft. If you accidentally lock yourself out of your apartment, the insurance will pay for a locksmith service.

Legal expenses insurance

Legal expenses insurance covers everyday legal disputes, e.g. in connection with online purchases. It enables you to fight for your legal rights regardless of the costs involved.

Occupational disability insurance

An occupational disability pension reimburses you for lost income.

Travel insurance

Comprehensive protection when travelling: If you are involved in a road accident or other incident, travel insurance covers the cost of 

• search, recovery and transport,
• an unscheduled journey home or 
• a necessary extension of your stay.
  

If you are unable to embark on a booked trip in the first place, travel insurance covers the cancellation costs.

People aged 14 to 25 can take out youth insurance. The insurance is valid until age 28.