Geothermal probe – geothermal energy well insured

Why is a downhole heat exchanger insurance important?

Geothermal probes are the most common method of using geothermal heat in Switzerland. The probes extract geothermal energy from the soil and conduct it via a heat pump to a heating system. Accordingly, the energy and maintenance costs are low, so that the initial investment pays off in the medium term. Protection is therefore essential as a claim and any possible follow-up costs can be expensive and endanger rapid amortization.

Downhole heat exchanger insurance covers the probe itself as well as follow-up costs arising from the earthworks. These include work on the building, the excavation of pipes and the restoration of gardens and access paths. The costs of replacing a probe can quickly add up to a mid-range five-figure amount. Helvetia also ensures that you receive a replacement heater quickly if temperatures are low, as replacing a probe takes some time.

A brief guide to downhole heat exchanger insurance

What is insured?

Replacement of the defective geothermal probe
Costs of engaging an expert
Costs of the installer who seeks the source of the defect
Heater to bridge the time the probe is out of action (cover for additional costs)
Transport/travel costs for the drill
Cost of the crane to lift the drill into the garden
Drilling for a new probe
Installation and connection of the new probe
Earthworks to check the access line
Restoration of soil, paths and garden after drilling

The all-in sum insured is CHF 100,000. The contract term is five years.

Where can the insurance be taken out?

You can insure your installation directly with Helvetia. Moreover, the following drilling companies in Switzerland also offer Helvetia’s downhole heat exchanger insurance:

Armin Bürge AG, Schwarzenbach (SG)
Aquabohr AG, Beromünster (LU)
Bohrfix AG, Härkingen (SO)
Blétry AG, Küttingen (AG)
Broder AG, Sargans (SG)
Calodrill AG, Laufen (BL)
ESB Bohrteam GmbH, Hünenberg (ZG)
Gebrüder Mengis AG, Luzern (LU)
Geotherm AG, Bäch (SZ) und Düdingen (FR)
Green Terra AG, Zizers (GR)
Grünenwald AG, Otelfingen (ZH)
GTB Erdbohrungen, Adelboden (BE) und Männedorf (ZH)
GW Geowärme AG, Visp (VS)
Hans Barmettler & Co. AG, Moosleerau (AG)
Heim Bohrtechnik AG, Alststätten (SG)
Herrmann Jost AG, Busswil (BE)
Ketta Bohrteam, Urdorf (ZH)
LSS Bohr AG, Grosswangen (LU)
Marfondo AG, Erstfeld (UR)
Norline AG, Glattbrugg (ZH)
PBS Bohr AG, Sargans (SG)
Terracalor Erdwärmetechnik AG, Muttenz (BL)

When does insurance cover begin?

In what situations does the insurance pay out?

The insurance covers damage to your geothermal probe caused by unforeseen and sudden events. These include specifically natural forces such as

earthquakes
landslides
subsidence
geological changes

After events of this type the probe is usually no longer intact or the pipe allows too little throughput. This reduces the heating performance, and the probe is no longer functional.

For whom is this insurance suitable?

Heating with geothermal energy protects the environment and your wallet. The insurance is generally suitable for anyone who heats with geothermal energy. Natural forces cannot be planned and entail certain risks when using geothermal energy. The geothermal probe is particularly at risk if it is exposed to earthquakes, landslides or subsidence. If you are considering using a geothermal probe you should factor in these risks.

Request a quotation or consultation

Get in touch with us

Please fill in the form if you would like a non-binding quotation or consultation.

Request a quotation or consultation

Title

Choose a salutation.

First name

Enter your first name.

Last name

Enter your last name.

Street

Enter your street.

This field is required

ZIP

Enter your ZIP.

City

Enter your residence.

Country

Enter your country.

I would like to be contacted by:

E-mail
Telephone

This field is required

E-mail

Enter your e-mail address.

Telephone

Enter your phone number.

Comments

This field is required

Confirm to not be a robot.