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Downhole heat exchanger insurance
Heating using geothermal energy is sustainable and a cost-efficient way to produce energy. Protect your investment with geothermal probe insurance from Helvetia.
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Fully comprehensive insurance for your downhole heat exchanger
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Insurance cover in the event of earthquakes or landslides
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Entitlement to a replacement heater in the event of a claim
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Protection against subsidence or geological changes
Overview of downhole heat exchanger insurance
Geothermal probe insurance offers comprehensive insurance cover in the event of a claim and covers the biggest risks. The costs of restoring the equipment to the condition before the claim are covered.
A brief guide to downhole heat insurance
What does geothermal probe insurance cover?
- Replacement of the geothermal probe
- Technician's time in checking the source or cause of the malfunction
- Costs of expert opinions
- Drill transport costs
- Crane needed to lift drill into the garden
- Excavation and digging needed to check the access line
- Drilling and installation of the new probe (or several probes)
- Connection of the new probe
- Heaters used while the geothermal probe is not operational (cover of additional costs)
- Restoration of garden/surroundings
Which drilling companies also offer Helvetia geothermal probe insurance?
The following partner drilling companies can offer you the Helvetia downhole heat exchanger insurance:
Broder AG, Sargans (SG), www.broder.ch
Spross Ga-La-Bau AG, Zürich (ZH), www.spross.com
LSS Bohr AG, Grosswangen (LU), www.lssbohrag.ch
Blétry AG, Küttingen (AG), www.bletryag.ch
Terracolor Erdwärmetechnik AG, Muttenz (BL), www.terracalor.ch
Norline AG, Glattbrugg (ZH), www.norline.ch
Green Terra AG, Bilten (GL), www.green-terra.ch
Bohrfix AG, Härkingen (SO), www.bohrfix.ch
Heim AG, Altstätten (SG), www.hb-ag.ch
Grünenwald AG, Otelfingen (ZH), www.gruenenwald-ag.ch
PBS Bohr AG, Rickenbach (LU), www.pbs-bohr.ch
Armin Bürge AG, Schwarzenbach (SG), www.buergeag.ch
Downhole heat exchanger - Do I need downhole heat exchanger insurance during the guarantee period provided by the drilling/heating company too?
It's sensible to have downhole heat exchanger insurance during the guarantee period too. This is for the following reasons:
- In practice, the culpability of the relevant company and/or the effective/definitive determination of the causes of damage is hard, or indeed impossible, to prove within a reasonable budget. With the high damage costs defective probes incur, this leads to lengthy discussions in case of a claim.
- According to SIA 118, the burden of proof after expiration of the second year of operation lies with the customer. Due to the difficulty of proving culpability, liability therefore lies de facto entirely with the customer. Since proof of culpability is virtually impossible when damage occurs to downhole heat exchangers, the Helvetia downhole heat exchanger insurance also pays benefits in the case of damages that occur within the statutory guarantee period provided by the drilling/heating company.
I have bought a house - Can I insure downhole heat exchangers that have already been in place for some time with Helvetia?
Naturally older downhole heat exchangers can also be insured with us without any difficulty.
Liability - Who is liable for any ground risks when drilling for downhole heat exchangers and how can I as the property owner protect myself accordingly?
According to CC/CO and SIA norms, the property owner is responsible for the so-called ground risks. However, you can insure yourself against these risks with Helvetia through your drilling company/Heiziger. Ask about the availability of corresponding insurance solution when getting a quote.
Calculate premium now
Calculate the premium for your geothermal probe online and take out insurance directly.
