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Building liability

Gebäudehaftplficht
Gebäudehaftplficht

Whether friends are visiting or the postman is delivering a parcel, Helvetia’s property owner’s liability insurance has you, and your home, fully covered.

  • Insurance coverage also applies for conversion and renovation
  • Free choice of sum insured
  • Bodily injury, property damage and financial loss are covered
  • Building legal protection insurance as an optional extra

Put together your own personal building liability insurance policy

Property owner’s liability insures you and your house in the event of bodily injury or damage to property suffered by third parties. As an add-on to the compulsory cantonal buildings insurance and your personal buildings insurance, property owner's liability covers damage to the building and its surroundings. Take advantage of building legal protection insurance as an optional extra.

A brief guide to building liability insurance

As a building and property owner, you are covered through building liability insurance against the following statutory compensation claims of third parties:

  • Bodily injury (death, injury or other damage to the health of individuals)
  • Property damage (destruction, damage or loss)
  • Pure financial losses such as loss of income or compensation not preceded by bodily injury or property damage

The sum insured in the building liability insurance can be selected within a range of three to 30 million. Furthermore, we provide protection against unjustified and excessively high claims.

This insurance provides you with advice in all areas of law and covers any non-contractual legal disputes. Owners of an owner-occupied property used exclusively for residential purposes are usually covered for building liability under their personal liability insurance.

Combined with building liability insurance, building legal protection offers you great peace of mind.

Standard terms of insurance

Information on buildings insurance

Learn more about buildings insurance and protect yourself against damage to the building and its vicinity.

Go to buildings insurance
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