If the postman slips and falls on your property or a roof tile comes loose and falls onto someone’s car, building owner’s liability insurance protects you against the financial consequences of statutory liability claims.
As an owner of real estate, you are obliged to keep your house or land in such a condition that it does not endanger anyone. If third parties nevertheless suffer injury or damage on your property, you are liable. That can be expensive, especially when people are injured.
Building liability insurance protects you against the costs of unforeseeable third-party liability claims. It complements both compulsory cantonal building insurance and Helvetia’s building property insurance.
Building liability insurance covers statutory third-party liability claims made in connection with land or buildings. Insured loss or damage:
In addition to building liability insurance, you can take out building legal protection insurance.
Building legal protection insurance is recommended for all real estate owners, but especially for