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Building liability


If the postman slips and falls on your property or a roof tile comes loose and falls onto someone’s car, building owner’s liability insurance protects you against the financial consequences of statutory liability claims.

  • Covers third-party liability claims
  • Reimburses the cost of mounting a defence against unjustified claims
  • Covers personal injury, property damage and financial losses
  • Building legal protection insurance an optional extra

Why is it important to have building liability insurance?

As an owner of real estate, you are obliged to keep your house or land in such a condition that it does not endanger anyone. If third parties nevertheless suffer injury or damage on your property, you are liable. That can be expensive, especially when people are injured.

Building liability insurance protects you against the costs of unforeseeable third-party liability claims. It complements both compulsory cantonal building insurance and Helvetia’s building property insurance.

A brief guide to building liability insurance

Information on buildings insurance

Learn more about buildings insurance and protect yourself against damage to the building and its vicinity.

Go to buildings insurance

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