Keep your cool in a dispute. With Helvetia’s legal protection you don’t need to distinguish between being in the right and winning your case.
Combined legal protection comprises legal expenses insurance for motorists and personal legal protection. It is also possible to take out legal expenses insurance for motorists separately. The legal protection insurance is offered in conjunction with Coop Rechtsschutz as an independent partner.
The legal expenses insurance for motorists supports your legal interests as the owner, driver and renter of motor vehicles, and also as a pedestrian, cyclist, scooter rider and passenger on any means of transport.
The following legal protection cases are insured:
Personal legal protection insurance cannot be taken out on its own but only in conjunction with legal expenses insurance for motorists. Nowadays, personal legal protection is a key part of all disputes. In addition to motor legal protection, combined legal protection covers the following cases:
With individual insurance, the policy holder is the insured person. With family insurance, all family members living in the same household are insured.
Moreover, the insurance covers payment of:
The sum insured for any legal protection cases covered amounts to a maximum of CHF 500,000 (outside Europe max. CHF 50,000).
Combine legal protection insurance with private liability, travel, household contents or buildings insurance and get a discount of up to 20%.
The legal advice includes the legal fields listed under «What are the differences between the various types of legal expenses insurance?».
In addition, the legal advice also covers legal fields that are not specifically insured such as, for example, in cases associated with a professional activity, property you do not live in, tax legislation, ecclesiastical law or expropriation law. However, cases relating to debt enforcement and bankruptcy law or associated with securities, financial and investment transactions, guarantees, and gambling and betting are also covered.
The legal expenses insurance for motorists can be concluded separately. The private legal expenses insurance is offered in combination with the legal expenses insurance for motorists.
In the case of civil-law disputes with neighbours, combined legal protection will help you, covering not only the cost of legal advice but also the costs for lawyers and experts. It also covers court and procedural costs as well as non-court costs.