Pet insurance

Depending on the policy, the following treatment costs are covered:

• Following an accident for cats, dogs and other household pets
• In the event of illness for cats and dogs
• Following an accident and in the event of illness for horses
  

Poisoning is regarded as an accident and is also covered.

The following costs are covered:

• Vet’s fees and physiotherapy
• Surgical procedures
• Radiological examinations and treatments
• Pharmaceutical and homoeopathic products
• Emergency transport and hospital stays
• Necessary euthanasia

For horses, the costs of veterinary reports, health certificates and expert opinions are also reimbursed. The insurance does not cover immunizations or treatment for hereditary illnesses.

The health insurance for dogs and cats covers up to two cats and two dogs per household. An unlimited number of horses are insured, as long as they are kept for private rather than commercial use.

The health insurance can be taken out for dogs and cats between three months and seven years of age. There is no age limit for horses. However, only 80% of the treatment costs will be covered up to the fourth month of life and after the animal’s 12th birthday.