Retain your financial freedom when you move house. Helvetia rental guarantee insurance means you can also purchase new furniture for your new apartment.
Rental guarantee insurance is a good alternative to a conventional rental deposit at a bank. Retain the flexibility for important purchases and do not tie all your money up in a blocked account. With Helvetia’s attractive rental guarantee insurance you retain your financial flexibility and independence.
The rental guarantee insurance is not an insurance in the traditional sense. In contrast to a typical cover, we do not bear the costs ourselves, but rather claim them back from you. This applies both, in cases of unpaid monthly rent as well as in the case of a claim in which the landlord can demand the amount set out in the surety certificate from Helvetia.
Damage caused by tenants – i.e. damage that you as the tenant cause to the rental property – can be covered by a private liability insurance policy. This covers the bulk of the costs. We would be happy to supply you with a quotation for this.
Yes, you can. After the lease has expired without any damage occurring, the prepaid annual premium will only be refunded for the period after moving out from the second insurance year onwards.
In order to conclude a rental guarantee insurance, you need to be aged 18 or over or be represented by a guardian, you must have Swiss or Liechtenstein nationality or a residence permit of category B, C, F, N, CD or G nor may there be any active debt enforcement proceedings pending against you.
The rental property must be located in Switzerland or the Principality of Liechtenstein.