Youth, freedom, adventure: take a carefree, optimistic approach to independence. With affordable youth insurance from Helvetia, the world is your oyster.
Youth is a time of many changes. That’s why it’s important for young people in particular to take out insurance. You are covered by your parents’ family insurance policy until the age of 20 – but only if you are still living in the same household.
Once you get your own four walls, you are independent and have to fend for yourself. You furnish your first apartment by yourself, sign your first contracts independently and book holidays on your own.
Unforeseen events can end up costing you a lot of money. Water damage can ruin your sofa, you may inadvertently drop your friend’s laptop, or a planned hiking tour has to be cancelled. Youth insurance from Helvetia provides you with seamless cover in every situation.
Helvetia youth insurance comprises those types of cover that are most important for young people: private liability, household contents, legal expenses, earning disability and travel insurance. You can take out these insurance components individually or in combination.
Private liability insurance covers injury or damage you inadvertently cause to other people or their property. It also enables you to contest unjustified liability claims that third parties make against you.
If your household contents are damaged or destroyed by fire, water or natural forces, household contents insurance will indemnify you. Your household contents are also insured against theft. If you accidentally lock yourself out of your apartment, the insurance will pay for a locksmith service.
Legal expenses insurance covers everyday legal disputes, e.g. in connection with online purchases. It enables you to fight for your legal rights regardless of the costs involved.
An occupational disability pension reimburses you for lost income.
Comprehensive protection when travelling: If you are involved in a road accident or other incident, travel insurance covers the cost of
If you are unable to embark on a booked trip in the first place, travel insurance covers the cancellation costs.
People aged 14 to 25 can take out youth insurance. The insurance is valid until age 28.