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Disability pension


With a disability pension you can safeguard yourself and your family in the event that you are no longer or only partially able to earn a living.

  • Pension in the event of reduced capacity or full incapacity to work
  • Financial protection for earned income
  • Affordable premium, as purely risk insurance
  • Premium waiver in the event of incapacity to work
  • Tax advantages under pillar 3a
  • Premiums can be reduced by surplus allocation

When is a disability pension appropriate?

The financial benefits paid by the statutory disability insurance (first pillar) and the pension fund (second pillar) are often not enough in the event of a disability. With the Helvetia disability pension you can specifically make up the shortfall in your income should you become unable to work. Disability insurance is a risk insurance policy for which no capital is saved. It serves to

  • Cover financial obligations
  • Maintain the accustomed standard of living

A brief guide to disability pensions

Advisory meeting

Helvetia can help you find the best-possible solution to finance your retirement.

Disability pension – the solution to match your needs
Secure your livelihood
A disability pension protects you and your family members against financial losses should you become unable to work.
Save and realize your dreams
The additional income means you can retain your financial independence.
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