With the Helvetia Performance Plan, you are placing your trust in the potential returns of a unit-linked life insurance product for your long-term retirement saving.
With this unit-linked life insurance product, you are relying in full on the potential returns earned with attractive investment funds of your choice. The Helvetia Performance Plan is appropriate for:
The amount paid to you on expiration depends on the performance of the selected funds. A lump-sum death benefit is guaranteed throughout the term of the insurance and provides the desired security.
This unit-linked life insurance product allows you to build up capital depending on the returns earned by the investment funds and also provides the following benefits:
With unit-linked life insurance, you invest in a variety of funds. The benefit payable on expiration of the Performance Plan is not guaranteed and depends entirely on the performance of the selected funds. On the other hand, the Performance Plan allows you to make targeted use of the potential returns in various markets.
A personalized investor profile makes it easier for you to select the funds that are right for you. You can choose between top-notch Helvetia funds as well as attractive offerings of other providers.
Depending on your retirement needs, you can choose between two different types of Performance Plan. You can select either tied (Pillar 3a) or flexible (Pillar 3b) pension insurance. Both these unit-linked options can be financed either through regular premium payments or a single premium. Both variants offer you a range of attractive investment funds.
Should you experience a liquidity bottleneck during the term of the contract, you have the option of interrupting your premium payments. And if your life situation or retirement needs change fundamentally, you can adjust the benefits and the premium of your Performance Plan.