Pension Check

The pension check gives you an initial overview of your personal pension situation.

The calculator combines your data with official benchmarks and assumptions.

• Calculations are based on the assumption that all OASI/IV contributions have been paid in full.
• When it comes to Pillar-2 benefits, the calculator assumes the statutory minimum. If your employer contributes more than the minimum for you, your benefits may quite possibly be much higher. That is often the case in Switzerland.
• Private pension benefits are not included in the calculation.
  

The Helvetia pension check takes into account only insurances that are compulsory in Switzerland. These comprise your Pillar-1 and Pillar-2 benefits. Insurance taken out under Pillar 3 is not included.

The pension check is designed merely to provide you with an initial overview of your statutory insurance cover in cases where you fall ill, become disabled or die. If it indicates a gap in cover (highlighted in red), it is worth obtaining further information on the topic of private pension provision. Helvetia offers a range of insurances that are closely tailored to your individual needs. Helvetia’s pension advisors would be happy to talk with you personally and calculate your actual pension requirements.