Monica and Martin are enjoying their happiness together. So that they need not worry about what might be if something happened to one of them or their shared property, we have provided the couple with optimum protection.
Have you found the perfect four walls for you and your partner? The new furniture is assembled, the kitchen is fitted and the television is on. At this point no one wants to be thinking that the furnishings could be damaged or even destroyed by a fire or water damage, not to mention that the recently purchased furnishings could be stolen in a burglary. Monica and Martin protect themselves from this and other risks with the household contents insurance.
Christian unintentionally damages third-party property or injures a pedestrian while on his bike. Nina's dog «Jack» soils the white wall of the living room or bites the postman in his excitement. The private liability insurance covers the financial consequences. It’s good to know that you are protected worldwide with this insurance.
The Kusters' neighbours have built their house higher than originally indicated. Now their view in that direction is blocked, which the family is not prepared to accept. The legal protection insurance helps you here – even if you have to go to court. The costs incurred for the lawyer and the overall process can be considerable. In a situation like this, the Kuster family gets legal advice and financial support.
Christian bears a big financial responsibility, as it is his salary that primarily pays for the family's expenses. Christian and his wife want to safeguard their family's standard of living, even if Christian were to find himself unable to work due to an illness or an accident. With the earning disability pension, he provides the necessary substitute income for himself and his family so they can maintain the standard of living they are used to.
As a responsible person, Christian wants to ensure that his wife Claudia is financially secure if anything should happen to him. This way, she would be able to cover fixed costs with the capital paid out by the whole life insurance and thus avoid financial losses and shortfalls.
You can use your hard-earned money however you like. This generally won’t include spending it on you tax bill. However, there are various tax-saving options, for example with the guarantee plan.
In pillar 3a (the tied pension provision), you can deduct the contributions you have paid over the year from your taxable income. The tax calculator shows you how this affects your tax amount.
You and your partner are in the middle of your professional lives and are starting to plan for the future. Thinking about retirement at this stage is no doubt difficult. However, the earlier you make provisions, the better you can protect yourself. A pension solution as part of pillar 3a also enables you to compensate income gaps, for example in case of long-term incapacity for work. What's more, the tied pension provision offers you tax benefits. Find out more about our pension options.
Our solutions will give you financial security. It's worth identifying the pension option that best suits you early on. Take advantage of a free consultation.
Illness and accident can not only result in high treatment costs, but can also severely influence your everyday life and that of your partner. When it comes to your health, you're in good hands with our partners. Whether it's an accident with high hospital costs or visits to the doctor because of an illness, the illness and accident insurance covers the primary health cares.