Claudia and Christian want to replace their ageing estate car with a comfortable minivan. The protect the already expensive vehicle from additional expensive repairs (parking damage, collision damage or breakdown), they have taken out comprehensive insurance for their minivan.
Liability insurance for motor vehicles is compulsory according to road traffic law. Make sure you have the corresponding insurance coverage in advance, so that you can get out and about with your family with a feeling of security.
If you have made an expensive purchase, you want to preserve its value for as long as possible. This also applies to the value of your new car. With partially comprehensive cover, your vehicle is insured against theft, fire, natural hazards (storm, hail and flooding), avalanche, glass breakage, collision with animals, malicious damage and damage caused by martens. The (fully) comprehensive insurance goes one step further and covers collision damages caused to your own vehicle for which you are to blame. We offer the Kuster family a bespoke motor vehicle insurance for their new minivan. This way, nothing is left up to chance.
Had a breakdown or an accident? We won't let you down! If Claudia and Christian breakdown or have an accident while out driving, the Assistance insurance will cover the costs of breakdown assistance, towing service, rental car costs and so on. Motorists' legal protection insurance is also included. You enjoy many advantages with motor vehicle Assistance.
It all happened so quickly: a minor oversight while parking and suddenly there is a dent in your brand new car. The supposedly minor dent can be expensive to repair. With bonus protection insurance the first claim per insured business line will have no effect on the bonus level. The bonus protection can be concluded as part of the motor vehicle insurance.
We even grant Claudia and Christian two additional bonus levels on their liability and comprehensive cover, because they have completed a driver safety training course in Switzerland that is recognised by Helvetia.
As a road-user, you are responsible for yourself and others. All it takes is a momentary distraction and suddenly the lights have switched to red, while you thunder across the junction at full speed. Unfortunately, an accident can happen very quickly then. Conclude the supplementary cover for «waiver of recourse in case of gross negligence» in the motor vehicle insurance. This way, Helvetia will not exercise its statutory right of reduction in case of grossly negligent action.
Parking damage is always annoying, and repairs can be very expensive. Parking damage insurance offers you cover against damage caused to your parked vehicle by third parties. This cover is concluded as part of the motor vehicle insurance.
While taking your own car on holiday means you are highly flexible with regard to location, there are also certain risks. Unfamiliar places and foreign cities and signposting can quickly lead to confusion. Thus, a stressful situation can quickly turn into a collision. You should therefore conclude temporary comprehensive cover (holiday cover) for the duration of your holiday. For all-round protection and a great feeling.