The earlier you make provisions, the better you can protect yourself and your family. The Helvetia Guarantee Plan gives the children the necessary buffer for education and training or their first steps towards independence. With the whole life insurance you reduce your family's financial losses or shortfalls resulting from a death (risk of death policy). With provisional insurance, you are prepared for any emergency and you build up capital at the same time. Find out more about our pension options and how you can even save taxes at the same time.
Our solutions will give you financial security. It's worth identifying the pension option that best suits you early on. Take advantage of a free consultation.
Federation and canton promote the 3rd pillar. This offers you advantages: payments into pillar 3a can be deducted from income tax up to a maximum amount each year, and the pension assets saved are free of wealth tax. Find out more about our pension options. The tax calculator shows you how this affects your tax amount.
Are you buying a property or are you in the construction phase and wish to convert your construction loan into a mortgage? In any case, the mortgage financing from Helvetia is secure, flexible and affordable.
A house or a freehold apartment is a lifetime investment. Here, the financing needs to be realistic, so that you can enjoy your life without a care when you reach retirement age. You should also take a look at our attractive interest conditions.
In Switzerland, the state promotes the acquisition and construction of owner-occupied residential property. You can arrange the financing the smart way through pension solutions from the 3rd pillar and save taxes at the same time thanks to indirect repayment. If you wish to use the pension assets of your pension fund for the financing, we will help you to close any gaps in coverage that result from the premature withdrawal or pledging of these assets.
Construction projects inevitably involve certain risks, unforeseen glitches and delays. With the builder's risk insurance, the continuation of the construction project is always guaranteed. The funds to continue building are provided immediately and the question of fault clarified subsequently.
Don't risk any gaps in your insurance coverage and conclude a buildings insurance before completion of the construction work. This way, you protect your new home against risks such as fire (generally regulated by the canton), natural hazards (storm, hail and flooding), glass breakage or water damage as well as damage to buildings resulting from theft.