A house or a freehold apartment is a lifetime investment. Regardless of whether you need a mortgage to purchase an existing property or to pay off your construction loan: In any case, the mortgage financing from Helvetia is secure, flexible and affordable. Convince yourself of our attractive interest conditions.
In Switzerland, the state promotes the acquisition and construction of owner-occupied residential property. You can arrange the financing the smart way through pension solutions from the 3rd pillar and save taxes at the same time thanks to indirect repayment. If you wish to use the pension assets of your pension fund for the financing, we will help you to close any gaps in coverage that result from the premature withdrawal or pledging of these assets.
Construction projects inevitably involve certain risks, unforeseen glitches and delays. With the builder's risk insurance, the continuation of the construction project is guaranteed. The funds to continue building are provided immediately and the question of fault clarified subsequently.
You want to know your investment in your own home or holiday house is secure. A storm or a broken water pipe can make your house temporarily uninhabitable. Fortunately, the buildings insurance pays for the damage.
The additional «building all risks» element complements the insurance coverage for your own home. The supplement covers further unforeseen and sudden damages from external forces such as malicious damage, animal bites, collisions between vehicles or all possible types of damage to your domestic installations.
Defects in and at your home can cause injury to guests or passers-by. A falling roof tile, an icy forecourt or old and damaged steps can cause damage. The costs of bodily injury or property damage are covered by the building owner's liability insurance. At the same time, it protects you against unfounded claims.
Photovoltaic systems stand for sustainable power generation. Installing a system is expensive, but worthwhile. Protect yourself from possible damages to the system and any loss of income associated with them with the photovoltaic insurance.
Or integrate the finished system into your existing buildings insurance – with the «buildings all risks» supplement.
Finally your new home is furnished. The new furniture is assembled, the nursery is tidy and the TV is on. At this point, very few people are thinking about the risk of their furniture being damaged or even destroyed by fire or water, let alone the fact that the recently purchased property might be stolen in a burglary. Protect yourself from the financial consequences of such risks with the household contents insurance.