This year, Claudia and Christian are taking the whole family to southern Italy. The hotel is booked, the trip is carefully thought-out and planned, and so that they are covered for all eventualities, Christian has taken out comprehensive insurance coverage as a precautionary measure.
Shortly before starting the trip, Tim has an accident and has to spend a few days in hospital. His parents don't want to leave him alone in this situation and are therefore forced to postpone or even cancel their trip. Cancellation is generally possible, but usually only with financial consequences. The Assistance insurance covers the Kusters' cancellation costs for the accommodation and flights already paid for.
With Helvetia, you don’t need to conclude extra insurance for your luggage. If you have household contents insurance and the additional insurances for «simple theft out-and-about» and «all risks», then this is sufficient. This way, your luggage is insured against all kinds of theft and damage when travelling, too. So with us, you can travel without a care. If, in spite of your best efforts, your luggage (clothes, camera, cell phone, etc.) is damaged or even stolen, we will provide you with immediate assistance. Sadly, we won’t be able to replace any photos you have lost, but we can alleviate the financial loss.
During her holiday, Sophie jumped from a rock and landed awkwardly. At first they thought it was just a sprain. But the foot kept swelling and a visit to a doctor or hospital became unavoidable. The foot was actually broken and had to be put in a cast. In the worst case, the entire family would have had to cut short their stay. With the Assistance insurance, they would have been refunded the costs of flights home booked at short notice, for example, as well as any hotel accommodation paid for in advance.
Recreational activities on holiday are always a bit more special than at home. Unfortunately though, with an unusual sport or in an unfamiliar environment things can often happen quickly: you accidentally shatter the window of your holiday house while playing football or collide with a pedestrian while out on your bike. Fortunately, with the private liability insurance, property damage and bodily injury are covered worldwide.