In Switzerland liability insurance for motor vehicles, and thus also for vintage cars, is compulsory. And not without good reason: think about the immense costs that would be incurred if, for example, you drove your car into another vehicle and in doing so, even injured people. The motor vehicle liability insurance covers claims filed against you, such as bodily injury and property damage to third persons, as well as any loss prevention costs.
If something has cost you a lot of money, you'll want to protect it accordingly – for example your vintage car. With partially comprehensive cover, your vehicle is insured against theft, fire, natural hazards (e.g. storm, hail, flooding), avalanche, glass breakage, collision with animals, malicious damage and damage caused by martens. With the vintage car insurance, damages such as scratches and stains on the paintwork, glass breakages anywhere on the vehicle, damage during transportation of the vehicle and replacement parts worth up to 20% of the maximum compensation are also covered. The fully comprehensive insurance goes one step further and covers collision damages to your own vehicle for which you are to blame. The motor vehicle insurance for vintage cars perfectly meets your needs.
Has your vintage car broken down in the middle of the road? We won't let you down! The motor vehicle Assistance covers the costs of breakdown recovery, towing service or the costs of returning the vintage car, as well as search and rescue of passengers following a traffic accident. We give you further help with the Assistance insurance.
Since you drive your vintage car only rarely, you're not that used to the feeling of driving it. A minor oversight or miscalculation of the space available while parking, and all of a sudden there's a dent in the rear. The supposedly minor damage can be expensive to repair. With bonus protection insurance the first claim per year and per insured business line will have no effect on the bonus level. The bonus protection can be concluded as part of the motor vehicle insurance for vintage cars.
As a road user, you bear considerable responsibility for yourself and others. It is therefore essential to take care. Nevertheless, accidents can happen. If you conclude the supplementary cover for «waiver of recourse in case of gross negligence» as part of the motor vehicle insurance for vintage cars, Helvetia will not exercise its legal right of recourse or reduction in case of a claim involving gross negligence.
Parking damage is annoying and can be very expensive – even more so where vintage cars are concerned. Parking damage insurance offers you effective cover against damage caused to your parked vintage car by third parties. This cover can be concluded as part of the motor vehicle insurance for vintage cars.