Monica and Martin insure their motorboat against losses on navigable waters or on land and as often as possible they enjoy the sun out on the water instead of on a crowded beach.
Liability insurance is required by law for boats and ships with engines or sails over 15 m2. If you accidentally damage another, correctly travelling boat while sailing in your watercraft and someone is injured, the watercraft liability insurance will cover the financial consequences. So be sure you have the necessary insurance coverage with the watercraft insurance.
Since the Helvetia liability boat insurance does not apply a bonus/surcharge system, you need not worry about premium increases in case of a claim.
Valuable purchases – such as your boat – are worth protecting. With partially comprehensive cover, your watercraft is insured against theft, fire, natural hazards (e.g. storm, hail, flooding), glass breakage and malicious damage. The fully comprehensive insurance goes one step further and covers collision damages caused to your own boat for which you are to blame. Tailored to your needs: the watercraft insurance. Claudia and Christian want to stay on the safe side and therefore conclude the fully comprehensive insurance. This way, they can sit back and relax.
Since the Helvetia fully comprehensive boat insurance does not apply a bonus/surcharge system, you need not worry about premium increases in case of a claim. Personal effects and loose accessories are included at no extra cost up to a value of CHF 2,000.
You like to spend fine summer days with friends on your boat on the sea. So that things don't get boring, you take advantage of the opportunity and have a go at water-skiing. A great idea that is a lot of fun. However, you shouldn't underestimate the risk of an accident here. If you injure a water-skier or wakeboarder you are towing and are held responsible for the accident, there may be high costs to pay. As part of the liability insurance you can insure yourself against claims made by water-skiers you are towing with the watercraft insurance.
Naturally, Monica and Martin use their boat primarily during the summer months in good weather. So why should the two pensioners have to conclude a year-round insurance policy for their boat? Seasonal periods of non-use are already taken into account in our premiums, so Monica and Martin do not need to spend money unnecessarily on their insurance. Find out more about the watercraft insurance.