The liability insurance for motor vehicles is a statutory obligation in Switzerland according to traffic law. Ensure you have the right insurance coverage in advance: imagine the immense costs that would be incurred if, for example, you drove your car into another vehicle and injured people while doing so. The motor vehicle liability insurance covers claims filed against you, such as bodily injury and property damage to third persons, as well as any loss prevention costs.
If something has cost you a lot of money, you'll want to protect it. With partially comprehensive cover, your vehicle is insured against theft, fire, natural hazards (e.g. storm, hail and flooding), avalanche, glass breakage, collision with animals, malicious damage and damage caused by martens. The (fully) comprehensive insurance goes one step further and covers collision damages caused to your own vehicle for which you are to blame. Helvetia offers you bespoke motor vehicle insurance.
Had a breakdown or an accident? We won't let you down! Assistance covers the costs that can be incurred in the case of vehicle damage (breakdown recovery, towing service, rental car costs, etc.). Motorists' legal expenses insurance is also included. Enjoy the many advantages of motor vehicle Assistance.
It all happened so quickly: a minor oversight while parking and suddenly there is a dent in the back of the car. The supposedly minor damage can be expensive to repair. With bonus protection insurance the first claim per insured business line will have no effect on the bonus level. The bonus protection can be concluded as part of the motor vehicle insurance.
We even grant two additional bonus levels on your liability and comprehensive cover, if you completed a driver safety training course in Switzerland that is recognised by Helvetia. It's in your hands!
As a road user, you bear considerable responsibility for yourself and others. It is therefore essential to take care. Nevertheless, accidents can happen. If you conclude the supplementary cover for «waiver of recourse in case of gross negligence» as part of the motor vehicle insurance, Helvetia will not exercise its statutory right of reduction in case of a claim involving gross negligence.
Damage caused by third parties to a parked vehicle is always annoying and can be expensive. The parking damage insurance covers such cases. Here you can choose between various sums insured. This cover can be concluded as part of the motor vehicle insurance.