You have found and furnished an apartment in Switzerland. The furniture is assembled, the kitchen is fitted and the television is on. At this point no one wants to be thinking that the furnishings could be damaged or even destroyed by a fire or water, let alone the fact that the items you recently purchased might be stolen in a burglary. Protect your possessions with the household contents insurance.
You or your partner accidentally damage a third party's property or injure somebody. Your children paint a picture on the wall of your rented apartment or your dog bites the postman. The private liability insurance covers the financial consequences. It's also good to know that with this insurance you are even protected worldwide.
You need not miss out on your dream apartment just because you cannot afford the deposit. For tenants, we offer the security deposit insurance, a useful alternative to the traditional security deposit account (rental deposit) offered by banks. This way, you have money for the move and for furnishing your new apartment.
Differences of opinion with the neighbours or tenants are unfortunately often unavoidable and can sometimes end in a legal dispute – even if you are not at fault. Legal fees and court costs can often be substantial. In situations like this, you need legal advice and financial support. With the legal protection insurance, you can stay on the safe side.
It's not only at home that your personal possessions can be damaged or stolen, but while you're out and about too. Protect your skis, your bike or your golf clubs, for example, against risks while you're out and about. With the additional insurance as part of the household contents insurance, we ensure that the theft of your new bicycle doesn't end in a financial fiasco.
With the money you have earned, you can fulfil various wishes. You'll generally be less keen to pay your tax bill, however. Did you know that in the tied pension provision (pillar 3a of the Swiss pension provision system), the contributions paid in over the course of the year can be deducted from taxable income? Use the tax calculator to calculate how this affects your tax bill.
Are you in the middle of your professional life and in the process of making plans for the future? Thinking about your pension at this stage in your life is no doubt difficult, but the earlier you make provisions, the greater your financial room for manoeuvre later on: for example, you might want to give yourself the freedom to decide on a flexible withdrawal from working life.
With our pension options you not only gain financial security, but you can also take advantage of attractive tax benefits. It's worth identifying the pension option that best suits you early on. Request a free consultation now.
With a disability pension, you and your family get the necessary substitute income if you are unable to work as a result of a serious illness or an accident. This way, you can continue to meet your financial obligations and maintain the standard of living you are used to even in the case of earning disability.
As a responsible person, it's important to you that, should anything happen to you, your partner can continue to live without financial worries. With the whole life insurance, he or she will be able to cover pending obligations with the capital paid out and thus avoid financial losses and shortfalls.
Are you still looking for a new apartment? We offer you a wide range of rental properties. You're sure to find a property that corresponds to your requirements.