You have found and furnished a new home in Switzerland. The furniture is assembled, the kitchen is fitted and the television is on. At this point no one wants to be thinking that the furnishings could be damaged or even destroyed by a fire or water, let alone the fact that the recently purchased property might be stolen in a burglary. Protect your possessions from these risks with the household contents insurance.
Flowers on the balcony look great. It is therefore all the more annoying if the planter was not properly secured and falls on the neighbour's car. Fortunately, the damage is just superficial! Conclude private liability insurance to protect yourself from any financial consequences if you damage someone else’s property or injure someone.
You need not miss out on your dream apartment just because you cannot afford the deposit. For tenants, we offer the security deposit insurance, a useful alternative to the traditional security deposit account (rental deposit) offered by banks. This way, you have money for the move and for furnishing your new apartment.
Differences of opinion with the neighbours or tenants are unfortunately often unavoidable and can sometimes end in a legal dispute – even if you are not at fault. The associated legal fees and court costs can be substantial. In situations like this, you need legal advice and financial support. With the legal protection insurance, you can stay on the safe side.
It's not only at home that your personal possessions can be damaged or stolen. Protect your snowboard, your bike or your golf clubs, for example, against risks while you're out and about too – with the additional insurances that are part of household contents insurance. Helvetia ensures that the theft of your new bicycle won't end in a financial fiasco.
Spend, save or invest? Ideally, all at the same time! The monthly salary should therefore be divided up and invested wisely. The sooner you invest your money sensibly, the higher the yield. With Helvetia, you can realise your saving goals. The savings calculator shows you how you can multiply your money.
Are you in the middle of your professional life and in the process of making plans for the future? Thinking about your pension at this stage in your life is no doubt difficult, but the earlier you make provisions, the greater your financial room for manoeuvre later on: for example, you might want to give yourself the freedom to decide on a flexible withdrawal from working life.
With our pension options you not only gain financial security, but you can also take advantage of attractive tax benefits. It's worth identifying the pension option that best suits you early on. Request a free consultation now.
With a disability pension, you get the necessary substitute income if you are unable to work as a result of a serious illness or an accident. This way, you can then meet your financial obligations and maintain the standard of living you are used to.
With the money you have earned, you can fulfil various wishes. You'll no doubt be less keen to pay your tax bill, however. Did you know that in the tied pension provision (pillar 3a of the Swiss pension provision system), the contributions paid in over the course of the year can be deducted from taxable income? Use the tax calculator to calculate how this affects your tax bill.
Are you still looking for a new apartment? We offer you a wide range of rental properties. You're sure to find a property that corresponds to your requirements.