When you move into a shared house or your own apartment, you hardly give any thought to the fact that the furniture can be damaged or even destroyed by fire or water, not to mention that the recently purchased furnishings could be stolen in a burglary. Protect yourself from this and other risks with the household contents element of the youth insurance.
Protect your smartphone, laptop or MP3 player when out and about too against damage, destruction or theft by third parties. This way, you won't suddenly find yourself without your favourite gadget. With the additional insurance cover of «household contents all risks» and «simple theft out-and-about» as part of the youth insurance, you are always on the safe side.
You need not miss out on your dream apartment just because you cannot afford the deposit. For tenants, we offer the security deposit insurance, a useful alternative to the traditional security deposit account (rental deposit) offered by banks. This way, you have money available to you for the move and for furnishing your new apartment.
If you injure someone or damage third-party property, it may end up being very expensive. With private liability insurance, you are protected from the financial consequences. It's also good to know that this insurance coverage as part of the youth insurance applies worldwide, so you can count on it outside of Switzerland too.
Differences of opinion with the neighbours or tenants are unfortunately often unavoidable and can sometimes end in a legal dispute – even if you are not at fault. Legal fees and court costs can often be substantial here. In situations like this, you need legal advice and financial support. With the private legal protection as part of the youth insurance, you're on the safe side.
Are you studying in Switzerland and planning a semester abroad? If you have an accident or become seriously ill while abroad, you may have to travel back to Switzerland. The Assistance insurance supports you in this situation and takes care of the costs of flights booked at short notice, for example, as well as pre-paid accommodation costs and semester fees. The Assistance cover can be concluded as part of the youth insurance.
Are you still looking for a new apartment? We offer you a wide range of rental properties. You're sure to find a property that corresponds to your requirements.