Nina and Nico are planning their move meticulously, because they don't want to be thrown off track by an unforeseen problem.
Nina and Nico are looking forward to moving into their new home. Not much longer and the furniture is assembled, the kitchen is fitted and the television is on stand-by. Naturally a few new items of furniture have been added. With the household contents check, the couple have the opportunity to easily check whether their sum insured corresponds to the value of their furniture. See for yourself whether or not the sum insured is still current for your household contents insurance. This way, you are protected from cover shortages in case of a claim.
With the additional «all risks» element of the household contents insurance, your home furnishings are well protected even during the move. Nico would rather play it safe and has insured himself accordingly. After all, it only takes a minor oversight and the designer cupboard is ruined.
Like the household contents insurance, the private liability insurance is one of the basic requirements for any household. The private liability insurance covers damages caused to third parties. This includes damages to rental properties that cannot be attributed to normal wear and tear. If, for example, an object falls onto the parquet flooring when moving in or during your tenancy and damages it, the private liability insurance will come in handy. A worthwhile investment.
Differences of opinion with the neighbours or tenants are unfortunately often unavoidable and can sometimes end in a legal dispute – even if you are not at fault. Legal fees and court costs can often be substantial here. In situations like this, you need legal advice and financial support. Nina doesn't want to be caught out by complex legal jargon and therefore opted for the legal support of Helvetia. With the legal protection insurance, she is on the safe side.
Wedding rings, an expensive necklace or a valuable watch, works of art or an antique: Valuables insurance offers added security for the particularly valuable and expensive objects in your household. It perfectly complements Nina’s and Nico's household contents insurance, because it provides additional cover against the risks of all kinds of damage and loss.
You need not miss out on your dream apartment just because you cannot afford the deposit. For tenants, we offer the security deposit insurance, a useful alternative to the traditional security deposit account (rental deposit) offered by banks. This way, you have money for the move and for furnishing your new apartment.
Are you looking for a new apartment? Helvetia offers you a wide range of rental properties. Find one that meets your requirements and matches your dreams.
Are you planning to move to Switzerland? We help you to find a home and give you tips on your insurance and pension provisions.