Perhaps you would like to leave the house to your children, who already have children of their own? If you are planning to move into an owner-occupied home or a rental property, then we will be happy to help you with the planning. We explain what you need to bear in mind.
You are buying yourself a condominium apartment and are no doubt already looking forward to moving into your new home. It won't be long before the furniture will be in its new place, the kitchen fitted and the television on stand-by. Naturally a few new items of furniture have been added. With the household contents check, you have the opportunity to easily check whether your sum insured corresponds to the value of your furniture. This way you are protected from cover shortages in your household contents insurance in case of a claim.
Are you looking for a new rented apartment? We offer you a wide range of rental properties. Find one that meets your requirements and matches your dreams.
With the additional «all risks» element of the household contents insurance, your home furnishings are well protected even during the move. Play it safe and get the right protection; after all, it only takes a minor oversight during transportation and that designer cupboard is ruined.
Like the household contents insurance, the private liability insurance is one of the basic requirements for any household. The private liability insurance covers damages caused to third parties. This includes damages to rental properties that cannot be attributed to normal wear and tear. If, for example, an object falls onto the parquet flooring when moving in or during your tenancy and damages it, the private liability insurance will come in handy. A worthwhile investment.
Wedding rings, an expensive necklace, works of art or an antique: Valuables insurance offers added security for the particularly valuable and expensive objects in your household. It perfectly complements your household contents insurance, because it provides additional cover against the risk of all kinds of damage and loss.
Glass items of furniture are particularly delicate. A small crack in the cabinet or the glass table – and now what? Protect yourself from the financial consequences with the supplementary cover for «glass breakage» as part of the household contents insurance.
Differences of opinion with the neighbours or tenants are unfortunately often unavoidable and can sometimes end in a legal dispute – even if you are not at fault. Legal fees and court costs can often be substantial here. In situations like this, you need legal advice and financial support. With the legal protection insurance from Helvetia, you can stay on the safe side.