As a responsible person, it is important to you that your partner and your children are able to live free of financial worries if anything happens to you. With the whole life insurance, your partner is able to meet financial obligations with the capital paid out.
Christian bears a big financial responsibility, as it is his salary that primarily pays for the family's expenses. Christian and his wife want to safeguard their family's standard of living, even if Christian were to find himself unable to work due to an illness or an accident. With the earning disability pension, he provides the necessary substitute income for himself and his family so they can maintain the standard of living they are used to.
Christian is in the middle of his professional life. He is happy and content, as he knows his wife and children are financially secure. A performance plan offers Christian numerous pension solutions with attractive yield opportunities.
The guarantee plan gives the children the necessary buffer for education and training or their first steps towards independence. With a provisional insurance, the family is prepared for any emergencies, and at the same time accumulates capital, while saving taxes.
You can use your hard-earned money to fulfil many dreams. Somewhat less welcome is that moment when his tax bill lands on the doormat. Helvetia has various pension options that enable you to save taxes, for example with a tied pension solution.
With the tied pension provision (pillar 3a of the Swiss pension system), you can deduct the contributions you have paid into your pension over the year from your taxable income up to a certain maximum amount. Use the tax calculator to calculate how this affects your tax bill.
You are in the middle of your professional life and it's hard for you to think about retirement at the moment. However, the earlier you make provisions, the better you can protect yourself. A pension solution enables you to maintain your standard of living even after retirement and also offers you tax benefits. Find out more about our pension options.
Our solutions will give you financial security. It's worth identifying the pension option that best suits you early on. Request a free consultation now.