Shortly before starting a trip, Martin has an accident and has to spend a few days in hospital. Monica does not want to leave him alone in this situation and is therefore forced to postpone or even cancel their trip. Cancellation is generally possible, but usually only with financial consequences. The Assistance insurance covers the couple's cancellation costs for the accommodation and flights already paid for.
Or something happens on holiday and a visit to a doctor or hospital becomes unavoidable. With the Assistance insurance, Martin and Monica are optimally insured during the trip too and get emergency assistance worldwide.
By the way, with Helvetia, you don’t need to conclude extra insurance for your luggage. If you have household contents insurance and the additional insurances for «simple theft out-and-about» and «all risks», then this is sufficient. This way, your luggage is insured against all kinds of theft and damage when travelling, too.
When the children have moved out and you find you have more time to yourself, a dog can be a nice distraction in life. He has to go out for walks regularly and is good company, which is good for everyone. Of course you can't always be there to keep an eye on your four-legged friend. Whether it's walking, playing, romping around with other dogs or even at home, accidents can happen quickly. Unfortunately, a simple injection is often not enough. Veterinary treatment can be very expensive. Protect yourself from the financial consequences of your beloved pet becoming ill or having an accident thanks to the additional insurance for animals as part of the household contents insurance. If you haven't insured your household contents with us, then you can conclude a separate pet insurance policy.
After retirement, you can spend your days navigating the nearby lake on your sailing or motorboat. It's particularly nice when everyone else is at work and it's not full of tourists. You can choose when you want to go and even raise anchor quite spontaneously every now and again.
Besides the statutory liability insurance, we also offer you enhanced protection with the partially comprehensive or fully comprehensive insurance as part of our watercraft insurance. Seasonal periods of non-use (in winter) are already taken into account in the premium.
To enable you to enjoy driving off into the sunset without a care in your collectors’ vehicle, we recommend that you conclude a vintage car insurance policy. Besides the statutory liability insurance, the vintage car insurance tailored to your needs offers optimum protection for your little gem.
An expensive necklace, a valuable watch, a sought-after work of art or an exclusive antique. Valuables insurance offers added security for the particularly valuable and expensive objects in your household. It perfectly complements your household contents insurance, because it provides additional cover against the risks of all kinds of damage and loss, for example if you misplace or lose something.
Monica and Martin have fallen in love with a small village near Locarno and want to buy a little holiday house there. Buying a house is always an investment for life, even if it's «only» a small holiday house that's involved. In any case, the mortgage financing from Helvetia is secure, flexible and affordable. Monica and Martin get detailed advice and are convinced by the favourable interest conditions of Helvetia's mortgage products alongside other benefits. To ensure their little house is well protected against storms or a broken water pipe, they conclude a buildings insurance policy.
The couple has to buy most of the furniture new. Lots of small amounts add up, and so that they are not forced to wave goodbye to their investment forever in case of misfortune, the pair have adjusted their household contents insurance to the sum invested.