Tim is moving out of his parents' home and into his first apartment, and so that he and his girlfriend Tanja can have a romantic getaway every now and again, he's also bought his own car. We accompany him on the road to independence.
When moving out of his parents' home, Tim's first thoughts are of new furniture, appliances and, of course, the house-warming party. Tanja is enthusiastically taking care of the decorative side of things to make the new apartment really homely. When you've lots on your hands, concluding a household contents insurance policy is quickly forgotten. Be it an apartment or a room in a shared house: the right insurance coverage saves you a lot of worry.
Finally a car of your own! With the right insurance coverage, every journey can be a pleasure. Admittedly Tim can't afford a Ferrari, but he drives proudly around his neighbourhood in his new small car and is delighted with his new-found independence.
Buying a car requires a relatively large sum of money. so not everyone wants to buy their own car, and might instead choose to borrow someone else's occasionally. Here you need to give some thought to insurance coverage. Tim borrows a neighbour's van for the move and wants to be sure he's got the corresponding insurance coverage in case anything happens.
Do you use a scooter or motorcycle for your daily commute or an occasional Sunday outing? With comprehensive insurance coverage you can enjoy the sense of freedom you get on two wheels even more.
When planning an overseas language course, an internship or a trip in your own country or abroad, there are a lot of things to think about and organise. Besides a camera and guide book, you also need the right insurance coverage.
After your apprenticeship or university degree comes your first job, and with it the «big» pay cheque. Are you sufficiently covered? How much do you save? Make the right provisions so that you can react flexibly to changes in your professional life and a stroke of bad luck doesn't leave you floundering financially.
You have decided to do an apprenticeship or a degree course and are taking your future into your own hands. While this means a whole lot of work, it will also open up a lot of opportunities. Make sure you are optimally insured during this time.
Depending on which activity you enjoy, high-quality equipment often comes at a price. In the mountains, in the fields or in the water, sometimes things can happen more quickly than you might like. Good to know that this is where the insurance takes effect.