Regardless of whether you're moving into your own apartment or a shared house: you need to check your insurance coverage.
Finally your own four walls. The new furniture is assembled, the kitchen is fitted and the television is on ready for that first movie night. At this point no one wants to be thinking that the furnishings could be damaged or even destroyed by a fire or water damage, not to mention the fact that the recently purchased furnishings could be stolen in a burglary. Tim protects himself against these and other risks with the household contents element of the youth insurance, because he knows that it affords him optimum protection.
The value of your household furnishings can quickly add up to tens of thousands of francs – even if they are just of a basic standard. You are only properly covered if your sum insured matches the value of your furnishings and fittings. This way you are protected from cover shortages in case of a claim.
Flowers on the balcony look great. It is therefore all the more annoying if the planter was not properly secured and falls on the neighbour's car. Fortunately, the damage is just superficial! With the private liability cover of the youth insurance, Tim protects himself from any financial consequences should he damage someone else’s property or injure someone.
Protect your snowboard, bike, smartphone, laptop or luggage even when travelling against damage, destruction or theft by third parties, so that you don't find yourself on a skiing holiday with no skis or luggage. With the additional insurance cover of «household content all risks» and «simple theft out-and-about» as part of the youth insurance, you are always on the safe side.
Glass items of furniture are particularly delicate. A small crack in the cabinet or the glass table – and now what? Protect yourself from the financial consequences with the supplementary cover for glass breakages as part of the youth insurance.
Differences of opinion with the neighbours or tenants are unfortunately often unavoidable and can sometimes end in a legal dispute – even if you are not at fault. Legal fees and court costs can often be substantial. In situations like this, you need legal advice and financial support. Tim doesn't want to be caught out by complex legal jargon and therefore opted for the legal support of Helvetia. With the personal legal expenses insurance of the youth insurance, you're on the safe side, too.
You need not miss out on your dream apartment just because you cannot afford the deposit. We offer security deposit insurance for all tenants. This is a useful alternative to the traditional security deposit account (rental deposit) offered by banks. This way, you have money available for your move and for furnishing your own four walls.
Are you looking for your own four walls? We offer you a wide range of rental properties. Find a rental property that meets your requirements and matches your dreams.