If you are unable to attend a course, seminar or your university studies as planned because of an accident or illness, the Assistance insurance will come to your rescue. It covers the contractually agreed cancellation costs as well as any expenses already paid. The Assistance element is part of the youth insurance (formerly student insurance).
You are a student spending a semester abroad and have an accident, become seriously ill or suffer a death in the family. At this point, you will probably want to get home as quickly as possible. The Assistance insurance supports you here and covers the cost of flights home booked at short notice, for example. It will even reimburse the costs of accommodation and semester fees paid in advance. The Assistance element can be concluded as part of the youth insurance.
If you injure someone or damage third-party property, it can end up being very expensive. It's good to know that the private liability element of the youth insurance applies worldwide and you can therefore count on it abroad, too – for example during a semester spent abroad or a gap year.
When you move into a shared house or your own apartment, you hardly give any thought to the fact that the furniture might be damaged or even destroyed by fire or water, not to mention that the recently purchased furnishings could be stolen in a burglary. Protect yourself from this and other risks with the household contents element of the youth insurance.
You need not miss out on your dream apartment just because you cannot afford the deposit. We offer security deposit insurance for all tenants. This is a useful alternative to the traditional security deposit account (rental deposit) offered by banks. This way, you can use your money for the move and for furnishing your new pad.
Protect your smartphone, your laptop or your MP3 player even when out and about against damage, destruction or theft by third parties, so that you do not suddenly find yourself without your favourite gadgets. With the additional insurance cover of «household content all risks» and «simple theft out-and-about» as part of the youth insurance, you are always on the safe side. Description: Take your future into your own hands with a degree or further training course. Helvetia can offer you optimum insurance for this period in your life, too.