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Bicycle insurance

Product image bicycle insurance
Product image bicycle insurance

Whether you’re enjoying a Sunday ride in the countryside or gliding past the traffic on your way to work, you’re in safe hands with supplementary cover on your household contents insurance from Helvetia.

  • New-value indemnity under the household contents insurance
  • No deductible when you register on
  • Third-party damage covered by private liability insurance
  • Fast and uncomplicated claims settlement

Overview of bicycle insurance

The "vignette" for bicycles was a compulsory form of liability insurance up to 31 December 2011 that covered third-party damage caused while riding your bicycle. Since it was abolished, it has been possible to get cover for your bicycle under Helvetia’s household contents and private liability insurance. Read on to find out more about what these two forms of insurance cover.

A brief guide to bicycle insurance

With the "theft out-and-about" supplement in the household contents insurance, your bicycle is not only insured when it’s at home, but when out and about too. In either case, you will be compensated with the value of your bike as new. 

Damage to your bike (e.g. resulting from a fall) can be covered with the "all risks" supplement in the household contents insurance.

The private liability insurance covers any liability where you accidentally damage items belonging to third parties or injure people with your bicycle, be it due to a fall or a collision.

No deductible for your stolen bicycle

Register your bike at and stick the security tag you receive on your bicycle. If your bike is stolen, send us your Velopass from the bicycle registry and we will waive the deductible (maximum CHF 200.00).

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