Both partially and fully comprehensive insurance cover damage to your own vehicle. The difference is that fully comprehensive insurance also covers damage caused by yourself.
Partially comprehensive insurance, on the other hand, covers the following losses and damage:
All these benefits are also included in fully comprehensive insurance. So fully comprehensive insurance is a combination of partially comprehensive insurance and additional accidental collision damage insurance.
Fully comprehensive insurance is often mandatory for leased vehicles. If you have a new car or you simply want to play safe, you’ll be covered in depth with a fully comprehensive insurance policy. For a car that already has a few years under the bonnet, partially comprehensive cover is generally enough.