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10% online discount

Take out car insurance online now and profit from a 10% discount on your premium invoices until 31.12.2021.

Differences between partial casco and comprehensive insurance

10% Discount
Differences between partially and fully comprehensive insurance
10% Discount
Differences between partially and fully comprehensive insurance
10% Discount
Differences between partially and fully comprehensive insurance
You want to insure your car but you don’t know which type of insurance is right for you? In addition to mandatory car liability insurance, Helvetia also offers partial casco and comprehensive insurance.

What is the difference between partial casco and comprehensive insurance?

Both partial casco and comprehensive insurance cover damage to your own car that is not covered by a third party's liability insurance. Partial casco insurance covers the cost of, for example, damage caused by martens, rockfall or hail. In short, any damage to your car that is not caused by you is included in partial casco insurance. The difference between partial casco and comprehensive insurance is that with comprehensive insurance cover, you are also insured for damage you cause yourself. For example, if you brake too late and collide with the car in front of you, the costs for repair or a replacement car are only covered by the insurance company if you have comprehensive insurance. Your liability insurance covers the cost of damage to the other vehicle.

A comparison of partial casco and comprehensive insurance:

These brief examples illustrate in which cases you are covered by partial casco or comprehensive insurance.

Partial casco
Comprehensive insurance

Good to know

With Helvetia, comprehensive insurance is composed of partial casco and what is known as accidental collision damage insurance.

When is it worthwhile taking out comprehensive insurance and when is partial casco insurance adequate?

Comprehensive insurance is usually mandatory for leased vehicles. If you have a new car or you simply want to play safe, you’ll be covered in depth with a comprehensive insurance policy. For a car that is getting a bit old and is therefore not worth much any more, partial casco cover is generally enough. However, this decision depends on your individual needs.

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Calculate the premium for your car insurance online or find out more about car insurance coverage.

Tip: Upload your policy or vehicle registration document to speed up the quotation process.
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