Helvetia’s motor liability insurance covers the costs of injury to persons and animals and damage to property caused by the insured vehicle. Costs can mount quickly, especially when other people are injured in an accident that you cause.
Motor liability insurance also covers loss prevention costs, helps you contest unjustified claims for compensation and provides insurance cover for environmental damage. The latter can arise, for instance, if your car goes off the road in an accident, causing oil or petrol to seep into agricultural land.
Motor liability insurance is mandatory for anyone using a vehicle on a public road. On request, Helvetia will send the proof of insurance directly to the vehicle licensing office so that you can pick up your licence plates. This may also be the case if you move to a different canton.
To ensure optimal cover for your car, it is worth taking out partially or fully comprehensive insurance as well. That way you are covered if, for example, someone breaks open your vehicle or if it is damaged by hail, falling rocks or martens. Helvetia also offers attractive supplementary benefits.