Whether it’s riding effortlessly through the city or taking in the countryside on a Sunday – an e-bike always gets you there faster. Helvetia’s e-bike insurance covers you and your e-bike on every trip.
When you buy an e-bike it can easily cost several thousand francs. It's worth taking a look at your policy to make sure your expensive bike will also be covered in the event of theft, damage or breakdown. Not all e-bikes are equal. So the policy you need for your e-bike will depend on what type of bike you have.
With the "Theft Away From Home" supplement to your household contents insurance or the supplementary policy for motorized bicycles and e-bikes, your e-bike will be covered not only at home, but also away from home. In all cases you will be paid compensation for the replacement value of your bike.
Damage to your e-bike (e.g. as a result of a fall) is covered under the "all risks" supplement to your household contents insurance. Faster e-bikes are covered under the supplementary policy for motorized bicycles and e-bikes.
Private liability insurance covers your liability in the event that you accidentally cause damage to third-party property or injure someone with your e-bike, in connection with either a fall or a collision.
Assistance insurance for e-bikes/motorized bicycles covers you in the event of a breakdown. Various expenses such as towing, return or transportation are covered. The cost of renting a replacement bike is also covered.