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E-bike insurance
Whether it’s riding effortlessly through the city or taking in the countryside on a Sunday – an e-bike always gets you there faster. Helvetia’s e-bike insurance covers you and your e-bike on every trip.
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Cover for damage and theft
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Breakdown service for e-bikes and motorized bicycles
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Cover for the cost of a replacement bike
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E-bikes capable of speeds up to 25 km/h simply included in household contents insurance
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E-bikes capable of speeds above 25 km/h covered by supplementary insurance
Why is it important to have e-bike insurance?
When you buy an e-bike it can easily cost several thousand francs. It's worth taking a look at your policy to make sure your expensive bike will also be covered in the event of theft, damage or breakdown. Not all e-bikes are equal. So the policy you need for your e-bike will depend on what type of bike you have.
A brief guide to e-bike insurance cover
With the "Theft Away From Home" supplement to your household contents insurance or the supplementary policy for motorized bicycles and e-bikes, your e-bike will be covered not only at home, but also away from home. In all cases you will be paid compensation for the replacement value of your bike.
Damage to your e-bike (e.g. as a result of a fall) is covered under the "all risks" supplement to your household contents insurance. Faster e-bikes are covered under the supplementary policy for motorized bicycles and e-bikes.
Private liability insurance covers your liability in the event that you accidentally cause damage to third-party property or injure someone with your e-bike, in connection with either a fall or a collision.
Assistance insurance for e-bikes/motorized bicycles covers you in the event of a breakdown. Various expenses such as towing, return or transportation are covered. The cost of renting a replacement bike is also covered.
