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Vintage car insurance

Product image vintage car insurance
Product image vintage car insurance

Are you passionate about veteran cars, classic cars or old motor bikes? With Helvetia’s classic car insurance, you can have coverage that is just as individual as your vehicle.

  • Fixed compensation in the event of a total loss up to seven years after an expert opinion has been obtained
  • Up to 30% higher compensation in the event of an increase in value
  • Deductible of CHF 0 possible for all-risks comprehensive cover
  • No premium increase following a claim
  • Trips on race tracks are insured (excluding timed trips and head-to-head racing)
  • No kilometre limit for vehicles aged 20 years or more

Why is classic car insurance important?

Classic cars are usually valuable one-offs – and their value frequently increases further over time. Repairs can also be expensive and spare parts difficult to obtain. Insurance for classic cars therefore offers particularly comprehensive cover that extends over and above that of standard motor vehicle insurance.

A brief guide to vintage car insurance

What does legal liability insurance cover?

Legal liability insurance is mandatory for classic cars if you want to drive them on public roads. It covers damage you cause to others with your vintage vehicle. This includes damage to people, animals and property. The policy also covers defence against unjustified claims for damages.

What does partially comprehensive insurance cover?

Partially comprehensive insurance covers damage to your own car that is caused neither by you nor by another driver. This includes the following risks:

  • Fire and consequential losses resulting from fire-fighting operations
  • Damage caused by natural disasters such as earthquakes, hailstones, high water, avalanches, snow pressure, storms and rockfall
  • Attempted and actual theft and robbery
  • Glass breakage
  • Wild animal collisions
  • Marten damage
  • Malicious damage by third parties such as slashed tyres and smashed wing mirrors

Special benefits for classic cars:
The following events are insured:

  • Damage due to the scratching or disfiguring of paintwork by unknown third parties
  • Breakage of all glass in the vehicle
  • Transport damage

Further questions about vintage car insurance

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Effect an insurance that is as individual as your vehicle. Request a consultation now.

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Further downloads
Motor vehicle insurance: accidental damage AllRisk - supplementary provisions PDF
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