Helvetia is a quality-oriented, all-lines insurance provider with a tradition going back over 150 years. It is one of the three leading insurance companies in Switzerland. With a mortgage from Helvetia, you can benefit from the following advantages:
Yes. The deductible is 10% of the damage costs, or a maximum of CHF 2,000 per heat exchanger.
Naturally older downhole heat exchangers can also be insured with us without any difficulty.
Our downhole heat exchanger insurance includes a standard sum insured of CHF 100,000 per insured probe.
The amount of this sum insured also protects you in the event of a claim for the costs, which experience has shown to be much more expensive than drilling for the first time. In the event of a loss, in addition to the costs for re-drilling, additional costs are incurred for determining the cause of the loss, lifting the drilling rig to the drilling site by crane, connecting the probes and restoring the garden.
Helvetia covers losses resulting from unforeseen and sudden events. These losses can occur in particular as a result of earthquakes, shifts in the subsurface, changes in geology or landslides. This can lead to probes that are no longer leak-proof or reach too little flow. If such a case occurs, it is often a total loss of the probe.
According to CC/CO and SIA norms, the property owner is responsible for the so-called ground risks. However, you can insure yourself against these risks with Helvetia through your drilling company/Heiziger. Ask about the availability of corresponding insurance solution when getting a quote.