A lot of questions arise as you approach retirement.
Our certified pension planners will discuss your current pension situation with you and explain the opportunities and risks of the different options for financing your retirement. Helvetia takes your personal wishes into account to work out a financing plan with you.
Switzerland’s three-pillar system to provide for old age offers you financial protection against old age, death and disability. Review your personal pension situation so that, after you retire, you can achieve your goals and make your dreams come true.
OASI is Pillar 1 of the retirement provision system. It is mandatory for everyone living and/or working in Switzerland. The compulsory OASI payments make up the basic core of your pension.
The occupational pension fund forms Pillar 2 of the retirement provision system and is compulsory. All employees with an annual income exceeding CHF 21'330 are insured in an occupational pension fund. After you retire, you can draw your retirement savings as either a pension or a lump sum. Which way you decide will depend on your personal goals and wishes.
Use Pillar 3 to save privately for your old age and be able to make your dreams come true even in retirement. Pillars 3a and 3b help you secure your own personal supplementary insurance.